Lenders are not generally eager to go through the foreclosure process. However, it can be intimidating for homeowners to go through the negotiation process with the mortgage holder. The foreclosure prevention counselor can help. The counselor is not a lender, but rather a nonprofit staff person in helping you retain your home. Contact Kristi Gough (rhymes with "cough") at 543-3550, Ext. 22, for more information.
The NeighborWorks Missoula Homeownership Network offers support for homeownership throughout the cycle of owning a home, from prepurchase classes to foreclosure prevention. Other classes and workshops in the Missoula area for the next month include:
n Tuesday, Oct. 9, and Monday, Oct. 22, 5:30-6:30 p.m.: One-hour Assessing Homebuyer Readiness Workshops. A quick estimate of participant's potential to purchase a home, based on assessment of income and debt and qualifications for special first-time homebuyer programs, with suggestions on next steps toward homeownership. Free. At the walk-in homeWORD Homeownership Center, 127 N. Higgins Ave., Room 303. Call homeWORD at 543-3550 for more information.
n Monday, Oct. 22, 7-9 p.m.: Two hour orientation on the Land Stewardship Program, a housing land trust model, and how it can help first-time homebuyers take the cost of land out of the purchase of a home. Free. At the North Missoula Community Development Corp. office, 819 Stoddard. Call 829-8414 for more information.
n Saturday, Oct. 27, 9 a.m. to 5:30 p.m., and Tuesday, Oct. 30, 6-8 p.m.: "Get Ready for Homeownership" Class requires all of both times; at the homeWORD Homeownership Center, 127 N. Higgins Ave., Room 303. Free, comprehensive, nationally certified class on the steps to homeownership. Free child care. You must preregister to attend. Call homeWORD at 543-3550 for more information.
n Saturday, Oct. 20, 10 a.m. to 2 p.m. "Learn How to Build a Storage Shed" hands-on workshop to learn how to lay out, frame, roof and finish a storage shed. Bring a lunch; drinks will be provided. Free to Tool Library and MUD members, fee for general public. At Missoula Urban Demonstration Project, 629 Philips St. Call 721-7513 for more information.
The NeighborWorks Missoula Homeownership Network monthly column features programs and events for Missoula's low- and moderate-income homeowners and first-time homebuyers.
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