Under single payer, a family of four with the median income of $56,200 would pay about $2,700 through payroll taxes; the employer would pay a 4.75 percent payroll tax or about $2,700, for a total of about $5,400. All Americans would be insured by the federal government: no more deductibles, co-pays, insurance premiums, worry about pre-existing conditions, catastrophic illness, or losing coverage because of job changes. All necessary medical procedures, including dental, eye care, drugs, mental health and long term care would be covered. Ninety-five percent of families would pay less for health care.
By eliminating private insurers, huge savings would result. In the first year, single payer would save $150 billion in administrative costs and $50 billion through competitive drug purchases. Yet single payer may not happen. Why? Because Sen. Max Baucus will not give single payer a hearing. He continues to push the private insurance approach, possibly due to over $1 million in “contributions” he received from insurance and pharmaceutical companies. Want to guess who Baucus really works for?
Auzie Blevins, Billings
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Jeff wrote on Jan 6, 2009 6:16 PM:
Jeffrey K. Lindley, MD "
David wrote on Jan 6, 2009 9:55 PM:
Vrede wrote on Jan 7, 2009 6:59 AM:
Erick Prather wrote on Jan 7, 2009 10:43 AM:
The Dr. is assuming that a single payer system would be a mirror image of our current entittlements. Dr, what if it is not? What if this system actually worked? What if this system gave great health care and HOPE to all citizens of this great nation? What if another U.S. citizen didn't have to suffer at home because he or she was able to receive great medical care from a great Physician like yourself, nevermind, that's right, you are going to quit. Thanks for quitting on us Dr Lindley, I'm sure that's what was taught to you in medical school! I hope for the health of this country that not all doctors have the naïve outlook that you posses.
p.s. Vrede, for once you and I agree on something. "
Brian wrote on Jan 7, 2009 12:18 PM:
Do any of you who disagree with Dr. Lindley think he should be forced to practice medicine in a manner he doesn't want to? Really? I don't care what kind of doctor he is, I certainly don't advocate forcing a career on anyone.
Entitlement programs are not the answer. "
Jeff wrote on Jan 7, 2009 12:42 PM:
Erick Prather wrote on Jan 7, 2009 1:06 PM:
Erick Prather wrote on Jan 7, 2009 5:48 PM:
Erick Prather wrote on Jan 7, 2009 6:06 PM:
Jeff wrote on Jan 8, 2009 7:19 AM:
http://www.heritage.org/Research/HealthCare/wm2192.cfm "
Vrede RN wrote on Jan 8, 2009 9:07 AM:
If you want your case to be taken seriously, you'll have to come up with a less biased, more credible source than the Heritage Foundation. Should we also look to Rush Limbaugh for scientific information on substance abuse?
Personal responsibility and self-sufficiency are fine things. Please let us know when communicable diseases start checking with potential hosts to see if they are practitioners of these attributes or not. Until then, healthy individuals make for a healthier society, however it is achieved. "
J. Lund wrote on Jan 8, 2009 5:35 PM:
Erick Prather wrote on Jan 8, 2009 6:32 PM:
Jeff wrote on Jan 8, 2009 8:06 PM:
The point is, we all want to have healthy neighbors. But we are not all paying for it. Everyone in this country has the opportunity to improve their lot. The government shouldn't be a means to just provide everything. It should be there to protect and provide the OPPORTUNITY to improve yourself. The letter to editor implied most docs favor a national health care system. The statistics quoted are from a lobbyist group for national health care. My source is biased? The face of medicine will change if it is run by the government. We are a stronger, more entrepreneurial, more innovative, more inventive society than that. Get the panic-mongers out of the way and use American innovation to improve health care and health care access. Don't just give it up and become another half-baked entitlement program.
If half of the presidential campaign funds were put into buying insurance for the uninsured, we would nearly have every child covered. Why not raffle off tickets to the inauguration and put the proceeds toward CHIP? or AIDS? or cancer research?
I already work in a system where paperwork is magnified by insurance companies trying to ration care. Who would stop the government from rationing needed surgery or medications, or prevention services? "
Vrede RN wrote on Jan 9, 2009 4:09 AM:
"We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, PROMOTE THE GENERAL WELFARE, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America."
Hence fire fighting, police, schools, road building, etc. "
Vrede RN wrote on Jan 9, 2009 8:57 AM:
Well, democracy would have the opportunity to, something not available with our insurance company run system. BTW, it already is horribly rationed for the 50 million uninsured Americans.
I agree that election spending is obscene. It's a shame that the GOP, with the exception of McCain, has been such an impediment to radical campaign finance reform. "
Pablomontoya wrote on Jan 9, 2009 10:08 AM:
Dr. Lindley sounds convincing, but if he was relieved of the hassle of multiple payers and the burden that causes, he would have more time for patient care. All the technical solutions he proposes would be easier to administer with a single payer.
Don't give up, Dr. Lindley. "
J. Lund wrote on Jan 9, 2009 5:42 PM:
Oh yes, of course. The general welfare clause. Commonly used by every politician to fund their pet project at the expense of the rest of us in order to mine votes. Article 1 section 8 of the constitution specifically enumerates powers delegated to congress, I cannot find the clause, “take over any industry at will because we egalitarian, public minded folk simply know better how to plan it than you selfish entrepreneurs.” If the founders would have known how this clause would later be exploited I’m certain it would have been omitted. I also know that competition always and in every case breeds a better product at a cheaper price and the system you advocate destroy that. I would also argue that your examples of police, road building, firefighting, etc. could all be provided on the private market thru mutually beneficial, voluntary exchange at a far cheaper cost and a much higher quality product. I find your lack of economic imagination vapid. "
Vrede RN wrote on Jan 10, 2009 10:51 AM:
On the other hand, I find your fantastic "economic imagination" of a libertarian nirvana where all essential government services are privatized to be extraordinary. I, too, can wish for the libertarian goals of drug and prostitution legalization, a non-interventionist foreign policy, and unfettered abortion.
However, while it makes for engaging bar conversation, I also live and work in the real world of overflowing ERs, the expansion of treatable, eradicable diseases, 25-30% of our health care dollars going instead into insurance company pockets, declining longevity, lousy U.S. infant survival, and 50 million uninsured Americans left out of the process. The only "competition" in our system is for those lucky few that can travel to other, often socialized, countries for their delayable or elective procedures.
My interest is in implementing the fixes that can possibly be achieved now, rather than a dogmatic desire for what will never be. Of course, I wouldn't expect someone that claims the ability to read the minds of the Constitution's authors to understand something so unimaginatively realistic. "
Tom wrote on Jan 10, 2009 3:03 PM:
Hang in there Doc! take every comment from Vrede with a grain of salt. Vrede knows all and sees all...your time will be better spent talking with a brick than Vrede..( the brick is more flexible and human) "
James L. wrote on Jan 10, 2009 3:25 PM:
The “fixes” you advocate would only amplify the problems you just sited. It is precisely because of government meddling that the troubles in the health care industry are exacerbated. We need only look at the fully socialized VA. The cost per patient is far above that of the private sector and the quality is shameful.
Also I do not pretend to read them minds of the framers of the constitution. There was a tremendous amount of debate leading up to the ratification of the constitution on the very issue of the “general welfare” clause and how it could be interpreted for an all-encompassing grant of power in the future. It turns out the anti-federalists were correct in opposing it since we are having this argument today.
It should also be noted that you are correct, the libertarian position on personal issues like the use of drugs, sexual habits and abortion is one of liberty, that is, they should be free of government interference. So why shouldn’t economic liberty be included into the debate? My property rights should not be infringed upon to finance a system that proclaims to be the most “equitable.” Equal in what way I might ask. The healthy should pay for the sick? The responsible for the negligent? Please, if anybody’s position is dogmatic, it surly is yours. "
trythis wrote on Jan 11, 2009 2:27 PM:
Second, is it your employer's duty to buy you car insurance, then why heatlh insurance. Plus you'd have to search for car insurance everytime you change jobs....Insurance companies know that you would never pay those outragous premiums if let to your own devices, so have the employer do it for you, out of you salary though. The employer will pay more because it's not his money, it's just coming out of your salary.
If someone else is paying less because they are in a group plan, that difference has to be made up by the single payers.
Make it illegal for employers to supply health insurance, give that money to the employee, he can buy his own, and take it with him when he leaves the job. Once an indivudual has to pay for it himself, they'll find better things to do with his money - then watch the price come down to get him to buy the insurance. "
depot wrote on Jan 11, 2009 7:18 PM:
David wrote on Jan 12, 2009 10:20 PM:
Health insurance cannot be a province of the private sector. Insuring against disease, etc., cannot result in people making a profit on other peoples' misfortunes, due to no fault of their own. This is a misunderstood economic issue, because most bankruptcies are due to medical expenses.
Private sector insurance has other fields to plow & cultivate. Unlike claims to the contrary, America will not become a socialistic contry any more than it is now if it universalizes health care.
Unlike Jeff, I imagine most doctors will be glad to get the paperwork & resulting expense off their backs so they can have more time to practice medicine. "
J. Lund wrote on Jan 13, 2009 5:07 PM:
David wrote on Jan 13, 2009 7:45 PM:
As to two definitions, I agree with you. You, I believe, identify "socialism" with the Russian brand, Communism. Big difference between that & how I define socialism as American government assisting the less "lucky." See the Preamble to the U.S. Constitution, a mission statement for this country: ...."promote the general Welfare...." Does that make the Constitution a socialist document?
I'm addressing the health care issue from the standpoint that there's plenty of other fields for the insurance co.'s & health care should not be one of them.
There's a great deal of room in this country for private enterprise, altho it's looking like the private sector has let this country down, big time. "
J. Lund wrote on Jan 14, 2009 8:54 AM:
The preamble to the constitution is merely, as you well know, is a statement of intent, it does not and should not set policy. Article 1 section 8 clearly defines the role of the congress there in, and there is no mention of government providing for the misfortunes or “misluck” of anybody.
As to the definition of socialism, I make no distinction between whatever state spin is put onto it. When means of production are no longer in private hands but instead owned by the public as a whole, that is socialism regardless of what government implements it.
If you honestly think the private sector is somehow failing the country then perhaps you should take a look around. Every bit of wealth, the fact that our standard of living is better than every pharaoh and emperor that ever lived, is due to free people acting to better their position through the free market. Government only gets in the way and furthermore the programs you site only distort that free market.
Why cannot people see the benefits gained from liberty? "
David wrote on Jan 14, 2009 11:49 AM:
All I'm saying is, national health care, whatever label you want to put on it, is essential for providing some kind of financial stability for people, regardless of whether they can pay, their employers can pay, etc.
Yes, all will pay through their taxes, but those taxes will be less than the costs of what people now pay with private health insurance.
You are fearful of a "slippery slope." No way. This is America, after all, not the Soviet Union. As I've said before, there are plenty of fields for private enterprise. Health insurance is not one of them. "
J. Lund wrote on Jan 14, 2009 6:36 PM:
To your second point that we could the secure financial security of the people through socialized medicine is laughable. Redistributing wealth makes everyone poorer. Plus, if you think for a second that getting something for free insures financial stability you need only look at empirical evidence to the contrary. i.e. the welfare state.
There is no way taxes would be less than the current system. How would you expect this massive program to be paid for? There is always a ratchet effect when it comes to government taxes and spending.
You are right in that this is the US not the former Soviet Union. However, the major difference is geographical. They too ignorantly believed the notion of economic equality. They too had an oppressive government who would stop at nothing to impose their will on the people. We too, if we don’t change course in the near future, will suffer the disintegration of our union. "
David wrote on Jan 15, 2009 11:47 AM:
ERICK PRATHER wrote on Jan 16, 2009 8:37 PM:
ERICK PRATHER wrote on Jan 16, 2009 8:56 PM:
trythis wrote on Jan 17, 2009 2:40 PM:
Second, its a free country, that doesn't mean free insurance. For anyone that is sympathetic to the needs of other's health just start forking over your money to them, the state can even set up a state fund, and you can donate to it, or have it deducted from you salary or auto-pay every month from your bank account....And for all the others that don't beleive in giving away money to other people for whatever reason, well they don't...Problem solved.
You are making this much more difficult than it is. But I understand the more confusing we make the problem the more money there is to be made.
Perhaps you all could get together and write a book about how 1000 generations preceeding this one managed to live their lives and be happy without health insurance.
This whole issue has nothing to do with peoples health, it's all about money, who gets it and how much, politicians love this kind of stuff, it gives them an excuse to rub elbows with the real wealth in the insurance industry, hoping some will rub off on them. "


Brian wrote on Jan 6, 2009 9:38 AM: